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Bchex is committed to safeguarding your privacy

We believe client privacy and data security is essential to our business. To protect our clients’ personal information, our associates follow strict confidentiality standards.

Our websites collect the name of the domain from which you access the Internet and the site from which you came. This information is used for internal analysis only and helps us improve the content of our websites.

Our websites contain forms that you can use to request more information about our products and services. The personal information we collect is exclusively used to respond to your inquiries.

Our websites use IP addresses and cookies to help diagnose challenges with our servers and / or websites, and to gather demographic information on website visitors. We also use cookies for session management and to assure you have access to the service configuration appropriate for your account.

In connection with providing our services, Bchex may send personally identifiable information about you to other companies or people including:

1. when we have your consent to share the information;

2. when we need to share your information with third parties, such as banks and credit card processors in order to process your payments;

3. in connection with products and services offered by Bchex where we use a product or service subcontractors to perform functions on our behalf;

4. when required to comply with law;

5. when it is necessary to enforce or apply the terms and conditions of our Service Agreement and other applicable customer agreements.

Bchex follows all applicable laws for dissemination of information. Information including applicant data is shredded and recycled on-site by an industrial security and document destruction firm. Our systems are configured with data encryption technology RSA 2048 bits (SHA256withRSA) with updated TLS to protect all areas of our website. When you access your accounts or send information from secured pages, encryption will scramble your data into an unreadable format to reduce the chance of unauthorized access by others.

We reserve the right to modify or amend this Privacy Statement as needed.

State-Specific Privacy Notices

California Privacy Rights (California Consumer Privacy Act - CCPA)

• Right to Know: You have the right to request that we disclose what personal information we collect, use, disclose, or sell.
• Right to Delete: You have the right to request the deletion of your personal information collected or maintained by us, subject to certain exceptions.
• Right to Opt-Out of Sale/Sharing of Personal Information: We do not sell your personal information, but if we ever do, you have the right to opt-out of the sale of your personal information. You also have the right to opt-out of the sharing of your personal information for cross-contextual behavioral advertising.
• Right to Correct: You have the right to request that we correct any inaccuracies in your personal information.
• Right to Non-Discrimination: You have the right not to receive discriminatory treatment for exercising any of your privacy rights under the CCPA.

Colorado Privacy Rights (Colorado Privacy Act - CPA)

• Right to Access: You have the right to confirm whether we are processing your personal data and to access such data.
• Right to Correct: You may request the correction of inaccuracies in your personal information.
• Right to Delete: You may request the deletion of personal information provided by or obtained about you.
• Right to Opt-Out: You have the right to opt out of the processing of your personal information for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects.

Virginia Privacy Rights (Virginia Consumer Data Protection Act - VCDPA)

• Right to Access: You may confirm whether we are processing your personal data and access such data.
• Right to Correct: You have the right to correct inaccuracies in your personal data.
• Right to Delete: You can request the deletion of your personal information that we have collected from you.
• Right to Data Portability: You can request a copy of your personal data in a portable and readily usable format.
• Right to Opt-Out: You can opt out of the processing of your personal information for targeted advertising, sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects.

Nevada Privacy Rights

Connecticut Privacy Rights (Connecticut Data Privacy Act - CTDPA)

• Right to Access: You have the right to access the personal data we collect about you.
• Right to Correct: You may request corrections of inaccuracies in your personal data.
• Right to Delete: You have the right to request that we delete your personal information under certain conditions.
• Right to Data Portability: You can request a copy of your personal data in a portable and usable format.
• Right to Opt-Out: You may opt-out of the processing of your personal data for targeted advertising, sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects.

Utah Privacy Rights (Utah Consumer Privacy Act - UCPA)

• Right to Access: Confirm whether we are processing your personal data and access such data.
• Right to Delete: You can request the deletion of your personal information collected from you.
• Right to Data Portability: You can obtain a copy of your personal data in a portable format.